Northgate respects your privacy. Northgate is committed to protect your personal identification information or “personal information” from unauthorized use or disclosure.
This policy describes how your personal information may be collected when you visit our website; shop at our stores; use our products; access our services; enroll in our marketing programs; or otherwise interact with Northgate. It describes how personal information is used or disclosed and the steps Northgate takes to protect it from unauthorized use or disclosure. Special offers, promotions, contests or specific services, might use or require different personal information practices or terms in addition to this policy.
When you use Northgate services, Northgate may collect your personal information through one or more of the following methods:
Northgate may use your personal information for a variety of purposes, including but not limited to:
Northgate may share your personal information with our parent corporation or affiliated companies. Northgate does not sell or rent your personal information to third parties in the ordinary course of business. Notwithstanding, upon the occurrence of certain corporate transactions, your personal information may be disclosed or transferred as described under the caption “Certain Business Transfers” below. Our practices with respect to the disclosure of personal information are described below.
Northgate’s financial groups or services may collect protected identification information, which include your personal identification or credit information for fulfillment of financial transactions. This information is most often used to process your transactions. It is also required to comply with any state or federal banking requirements; protect against fraud or other inappropriate transactions; and respond to your inquiries. The identification and credit information (different from personal identification information) is subject to our notice of privacy practices that more specifically describes how we may use or disclose your protected information. You may request a copy of our notice of privacy practices when you visit any of our financial services locations or by contacting us using one of the methods listed under the caption "How to Contact Us" that appears below.
Northgate does not intend to or knowingly collect personal information online from children under the age of 13, and we encourage parents or guardians to participate in and monitor their children's online activity. If a child under the age of 13 has provided personal information, a parent or guardian may inform us of that fact by contacting us using one of the methods listed under the caption "How to Contact Us" that appears below, and we will then delete the information from our database. If you are under the age of 13, do not provide us with any personal information either directly, on any website bulletin boards or by other means.
Northgate does not maintain all of your personal information in a form that you can access or update, and some items, such as transaction records, may not be changed. Accordingly, we will determine and may limit what may be accessed and how, and we may keep a record of changes (including deletions) and disclose them for compliance or lawful purposes. We keep your personal information for as long as we think is necessary or advisable, and we reserve the right to retain it to the full extent not prohibited by law. You may review your personal information that is readily accessible or request that it be updated by contacting our Northgate Customer Service OUR USE OF PERSONAL INFORMATIONCenter using one of the methods listed under the caption "How to Contact Us" listed below.
Northgate does not maintain all of your personal information in a form that you can access or update, and some items, such as transaction records, may not be changed. Accordingly, we will determine and may limit what may be accessed and how, and we may keep a record of changes (including deletions) and disclose them for compliance or lawful purposes. We keep your personal information for as long as we think is necessary or advisable, and we reserve the right to retain it to the full extent not prohibited by law. You may review your personal information that is readily accessible or request that it be updated by contacting our Northgate Customer Service Center using one of the methods listed under the caption "How to Contact Us" listed below.
For Northgate marketing programs or check cashing verification programs, you may provide personal information for convenience and improved speed to transaction that may be confidentially used for verification and for customized marketing of services and products to you. We will use various physical, electronic and procedural measures to protect your personal information from unauthorized disclosure or misuse. We employ Secure Sockets Layer (SSL) technology, a commonly employed method of encrypted communication used on the Internet, and other security measures to encrypt during transmission, sensitive personal information you input that may include secure information such as credit card numbers. However, because no data security systems are completely secure, we do not warrant that any personal information that you provide to us will be secure or safe from unauthorized access. If you provide any personal information to us, you do so at your own risk.
Northgate may send you email messages, direct mail offers, or other communications regarding products or services unless you specifically ask us not to do so when you enroll in our marketing program, access our website or change your preferences by updating any accounts you may have with us. At any time, you may elect to discontinue receiving commercial messages from Northgate by submitting an opt-out request to our Northgate Customer Service Center (see “How to Contact Us” below) or by following the instructions in the form of the communication you received, as described below. We will endeavor to process your opt-out request in a commercially reasonable time.